Klasifikasi Kelayakan Peminjaman Nasabah Menggunakan Algoritma K-Nearest Neighbor (K-NN)

Hasibuan, Ainun Mardiah and Sriani, Sriani (2024) Klasifikasi Kelayakan Peminjaman Nasabah Menggunakan Algoritma K-Nearest Neighbor (K-NN). MALCOM: Jurnal Pembelajaran Mesin dan Ilmu Komputer Indonesia, 4 (4). pp. 1525-1532. ISSN p-ISSN 2797-2313, e-ISSN 2775-8575

[img] Text
1682-Article_Text-8509-1-10-20241008.pdf

Download (344kB)

Abstract

This research was conducted to overcome the challenges in assessing customer eligibility at PT BPRS Amanah Insan Cita, an Islamic financial institution. To overcome this problem in the customer filter process, the K-Nearest Neighbor (K-NN) method is used for classification and prediction which is one of the effective data mining techniques in data classification, which aims to develop a classification model for customer lending eligibility using Data used in this study includes 150 customers with eight main attributes, such as gender, profession, monthly income, total debt, number of dependents, marital status, and asset value. The results showed the level of accuracy and reliability of the K-NN classification model in predicting the risk of customer lending at PT. BPRS Amanah Insan Cita which has been carried out using RapidMiner tools the accuracy value of the system on the classification of the accuracy of using the K-NN method on the feasibility of customer lending in sharia-based financial institutions, especially PT. BPRS Amanah Insan Cita accuracy of 0.9 (90%), precision for the feasible class of 0.92 (92%) recall for the feasible class of 0.92 (92%) and f1 score for the feasible class of 1.05 (105%) While for the unfit class the precision value is 0.80 (80%) the recall value is 0.80 (80%), and the f1 score value is 0.80 (80%). After passing through the pre-processing process which starts with the no stage

Jenis Item: Artikel
Uncontrolled Keywords: Classification, Data Mining, K-Nearest Neighbor, PT. BPRS Amanah Insan Cita
Subjects: 000 Generalities > 004 Data processing Computer science
Divisions: Artikel (Jurnal, Koran, Majalah)
Pengguna yang mendeposit: Mrs. Misdar Piliang
Date Deposited: 14 Nov 2024 04:57
Last Modified: 14 Nov 2024 04:57
URI: http://repository.uinsu.ac.id/id/eprint/22919

Actions (login required)

View Item View Item