Lecturers’ Perceptions On The Use Of Sharia Credit Card

Filka, Nadhri and Anggraini, Tuti (2022) Lecturers’ Perceptions On The Use Of Sharia Credit Card. Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE), 5 (2). pp. 531-548. ISSN 2621-606X

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The phenomenon of using credit cards for some people is considered a symbol of status and lifestyle. It has an impact on conventional and Islamic financial institutions to compete to create banking card products that function to attract the attention of potential customers. In a hadith review, the credit card phenomenon is seen as a form of muamalah based on the principle of debt. Therefore, in a hadith review, borrowing is a commendable practice because it includes helping each other. Therefore, the study aims to analyze the perception of lecturers on the use of sharia credit card. The sample of research is people who have a teaching profession at an Islamic University. The methodology is qualitative with a quantitative descriptive approach, where the focus is to explore the problems of the research subject specifically from all aspects of personality related to the object of research. The research is also often referred to as casuistic observation research, then the data collection is the distribution of online questionnaires and literature studies. Then the data is analyzed by an interactive model. The results show that what makes lecturers less interested is that they think conventional and sharia credit cards are the same. Furthermore, the lack of socialization of sharia banks in promoting and explaining in detail about sharia credit cards. Someone who has a teaching profession has the perception that using a sharia credit card will give them financial risk if one day they fail to pay bills. The services and facilities provided by sharia banks have not been maximized when compared to conventional ones.

Jenis Item: Artikel
Divisions: Artikel (Jurnal, Koran, Majalah)
Pengguna yang mendeposit: Mr Muhammad Aditya
Date Deposited: 09 May 2023 07:41
Last Modified: 09 May 2023 07:41
URI: http://repository.uinsu.ac.id/id/eprint/17920

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