Pengaruh Character, Capacity, Capital, Condition Dan Collateral Terhadap Keputusan Pemberian Pembiayaan Pada Pt. Bank Sumut Divisi Usaha Syariah

Kumala, Rahima (2021) Pengaruh Character, Capacity, Capital, Condition Dan Collateral Terhadap Keputusan Pemberian Pembiayaan Pada Pt. Bank Sumut Divisi Usaha Syariah. Masters thesis, Magister Perbankan Syariah Universitas Islam Negeri Sumatera Utara.

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Abstract

This study aims to determine how much influence the character, capacity, capital, condition and collateral have on the decision to provide financing at PT. Bank SUMUT Syariah Business Division. The research approach used is a quantitative research approach. The sample in this study were employees of PT Bank SUMUT Syariah Business Division who are domiciled in Syariah Branch Office and Syariah Pembatu Branch Office related to the process of providing financing and the number of samples taken was 82 people. The instrument used to obtain the data is a questionnaire using a Likert scale. This study uses multiple linear analysis. Supported by validity and reliability tests, classical assumption test, t-test and f-test using SPSS version 22 software. The results of this study indicate that partially all independent variables namely character, capacity, capital, condition and collateral have a significant effect on the decision to provide financing at PT Bank Sumut Syariah Business Division. Simultaneously, the variables of character, capacity, capital, condition and collateral have a significant effect on the decision to provide financing at PT. Bank SUMUT Sharia Business Division of 87.6%.

Jenis Item: Skripsi (Masters)
Uncontrolled Keywords: Character, capacity, capital, condition, collateral dan keputusan pemberian pembiayaan
Subjects: 2X4 FIQH > 2X4.2 Muamalah > 2X4.27 Bank
Divisions: Program Pasca Sarjana > Program Magister > Thesis Master
Pengguna yang mendeposit: Ms Nurul Hidayah Siregar
Date Deposited: 27 Aug 2021 07:58
Last Modified: 27 Aug 2021 07:58
URI: http://repository.uinsu.ac.id/id/eprint/12181

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